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We have extensive experience in working with large educational institutions ranging from universities to private secondary schools, both national and international.

In addition to ensuring our client’s exposures are mitigated and that they receive the appropriate insurance coverages, other examples of work we have done for our Educational clients include:
  • Assisting a large state university in designing a loss sensitive rating program to better take advantage of their historical workers compensation losses. 
  • Designing, negotiating and implementing a group insurance program that improved coverage while reducing insurance costs by over 50% for some members 
  • Developing a procedures and policies manual for contracts for a private secondary school. 
  • Assisting a college in implementing procedures to better mitigate exposures identified in the areas of athletics, student activities, and travel abroad 
  • Assisting a local college in designing safety loss control protocol for its students abroad programs.
For more information regarding our education practice group please call 781-449-2866 and ask for Chuck Soucy or click here to send an email.
  
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Abuse and Molestation: When Simply Having Coverage is Not Enough

Abuse and Molestation: When Simply Having Coverage is Not Enough
Many educators’ legal liability (ELL) insurance carriers are amending their policy to specifically exclude acts of sexual/physical abuse and molestation. Underwriters contend that the ELL policy form was never designed to cover claims alleging bodily injury, and that the additional exclusion merely clarifies the policy’s intent that such events are more appropriately covered by a school’s general liability policy. However, such exclusionary wording could have unintended consequences for your ELL policy.
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