Education

Abuse and Molestation: When Simply Having Coverage is Not Enough

Thu, 05 Jan 2012 13:56:00 GMT

Many educators’ legal liability (ELL) insurance carriers are amending their policy to specifically exclude acts of sexual/physical abuse and molestation. Underwriters contend that the ELL policy form was never designed to cover claims alleging bodily injury, and that the additional exclusion merely clarifies the policy’s intent that such events are more appropriately covered by a school’s general liability policy. However, such exclusionary wording could have unintended consequences for your ELL policy.

More...

Potential Hidden Risks of Social Networking for Schools

Mon, 11 Jul 2011 15:48:00 GMT

If your school uses social networking to communicate, you may be exposed to risks that are not covered by your current insurance program. While much of the case law concerning vicarious liability of personal injuries perpetrated on the internet is still being written, even a school that is ultimately acquitted of damages could suffer significant defense costs...

More...

Mitigating Risk in Transportation Contracts

Mon, 25 Apr 2011 08:00:00 GMT

The Ohio Supreme Court recently ruled on a case that could have significant risk implications for educational institutions relating to the transportation of students by third parties.

More...

Ten Essential Rules of Risk Management for Educational Institutions

Sun, 12 Dec 2010 16:19:00 GMT

We are often asked what the essential areas of Risk Management are for Educational Institutions. We thought we would share a copy of the key points addressed by Albert Risk Management in a seminar, “When Bad Things Happen to Good Institutions.”

More...