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News & Media
 
  Publishing and Media Mentions
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Abuse and Molestation: When Simply Having Coverage is Not Enough
Many educators’ legal liability (ELL) insurance carriers are amending their policy to specifically exclude acts of sexual/physical abuse and molestation. Underwriters contend that the ELL policy form was never designed to cover claims alleging bodily injury, and that the additional exclusion merely clarifies the policy’s intent that such events are more appropriately covered by a school’s general liability policy. However, such exclusionary wording could have unintended consequences for your ELL policy.
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Lessons to be Learned from New England Storms
I’m sure you have seen and heard the many stories of business owners who suffered uninsured losses due to the power outages caused by the recent storms in the Northeast. Downed trees and limbs were the primary cause of failed power lines for millions.
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Unforeseen Risks Arising From Foreclosed Properties
As you may be aware, a recent news article noted that a large multi-national bank is being sued for $15 million for negligence following a robbery and homicide at a vacant building owned by the bank through foreclosure. Liability coverage for bank owned/foreclosed properties is handled quite differently from bank to bank, and coverage limits available may be insufficient to cover this type of catastrophic liability claim.
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Winter is Coming - Take Action Now!
New England winter storms can be messy, unpredictable, and prolonged. Injuries caused by slipping and falling on snow and ice can be expensive, disruptive, painful and sometimes even tragic for property owners and managers. A proactive plan designed to identify, control and eliminate these losses is the best way to reduce or prevent these accidents.
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  Speaking
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Chuck Soucy and Jim Evans spoke about reducing premiums in insurance programs at the Association of Independent Schools in New England (AISNE) Fall Conference on November 17, 2011.
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Marty Berman, Principal Consulant at Albert Risk Management Consultants participated in a panel discussion along with Joe Fortier, Partner of Reid and Riege, P.C. and the Director of Real Estate for Kaman Industrial Technologies, Rick Frazier at a conference that was co-sponsored by the CT Chapter of RIMS and the CT Westchester chapter of a real estate networking organization known as CoreNet Global on November 16, 2011. They discussed “Risk Management Practices for Lease Negotiations”.
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Stuart Cowart, Co- President and Principal Consultant of Albert Risk Management Consultants participated in a panel discussion along with Alexander Zmoira, Sr. Mngr at Deloitte & Touche LLP, Andrea Loew, former Executive VP, General Counsel and Corporate Secretary at Interactive Data Group, and Scott Samuels, Member at Mintz Levin, as moderator on Contingency and Risk Mitigation Planning – Role of Legal, Compliance, and other Business Areas at the Association of Corporate Counsel Northeast Chapter on November 16, 2011.
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Lisa Hartman and Al Shapiro spoke at the New England Affordable Housing Management Association (NEAHMA) Conference & Trade Show on October 28, 2010.  They discussed general liability and negligence, practical accident investigation tools and certificates of insurance and contract language.
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Joe Underwood and Chuck Soucy spoke at the Maine Water Utilities Association (MWUA) Business Symposium on October 27, 2010. Their topic was entitled "Demystifying Enterprise Risk Management".
  
  Firm News
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Albert Risk Management Consultants Ranked #1
Albert Risk Management Consultants Ranked #1
Business Insurance® magazine ranks ARMC as largest independent risk management consultant in the U.S.
  
  Books and Studies
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RMIS Review, authored by David A. Tweedy of Albert Risk Management Consultants, provides unbiased comparative vendor information, and outlines a recommended process for choosing an Risk Management Information System.    

Avoiding Surprises, authored by Frederick C. Church, provides risk managers, CFOs, agents and brokers with practical guidance on such topics as calculating the total cost of risk, measuring risks, loss control techniques and risk financing.
  
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