Image by Gaia Armellin
Arrow Down

We are one of the nation's largest independent risk management and insurance consulting firms. We do not sell insurance.


Let us be your objective guide to navigating risk.


The Contract

Program Review

We evaluate exposures and examine risk and insurance programs to determine whether assets are adequately and cost-effectively protected.


Procurement Assistance

We help devise and direct renewal strategies, proactively manage the renewal process, evaluate proposals and negotiate on your behalf. We also objectively facilitate broker and TPA selection processes.

In Meeting

Program Management

We provide continuing strategic counsel and risk management support to make sure your program addresses your changing needs. This usually includes policy reviews and contractual transfer assistance.


Construction Projects

As an objective adviser, we help determine and deploy the optimal approaches to protect against large construction project risks.

Image by Helloquence

Alternative Risk

With no bias toward commercial vs. alternative risk solutions, we help you choose and deploy the best approach for your particular needs.

Image by You X Ventures

ERM Assistance

We guide your enterprise risk management (ERM) efforts along a pragmatic path, streamlining the process and helping you avoid roadblocks and stumbling points.

Image by João Silas

Preconstruction Planning

Due Diligence / Compliance Review

We bring expert insurance knowledge and cut through the clutter to what is real and reasonable protection.

In Negotiation

Preconstruction Planning

Claims Management


We evaluate and improve claim handling practices and devise strategies to bring complex claims to prompt, equitable settlements.

 Scales of Justice

Preconstruction Planning

Legal Support


Our extensive day-to-day experience working with clients, their brokers and insurers on complex insurance programs makes us a valuable resource.



We have recognized that in order to balance the need to provide specific solutions to our clients with the fast paced changes they face we must be efficient in understanding our client's world. Through our practice groups, we can concentrate our resources by industry grouping to deal with a number of client issues, including understanding market and environmental forces, appreciating changes in common or new exposures, assessing the practicality of certain solutions, and educating clients in new approaches.



Albert Risk Management Consultants is one of the largest independent risk management consulting firms in the United States. Since our inception by Joseph H. Albert in 1967 as J.H. Albert International Insurance Advisors, Inc. we have offered a wide range of risk management services to clients worldwide in many different fields and industries. In 2003, we adopted the d/b/a style Albert Risk Management Consultants to better reflect the expansion of our service offering. In 2020, we acquired the assets of Bickmore Risk Management Consulting to expand our national presence and service capabilities.

Our sole source of income is fee for service risk management and loss management consulting. We are completely independent from any insurance company, broker or agency and have no relationship with any other business to sell or service insurance contracts. Our independence uniquely positions us to evaluate existing service providers without disturbing relationships.

We presently have 30 consultants with varied backgrounds serving hundreds of clients. The average length of time in the business is approximately 34 years. The depth and diversity of our staff allows us to harness the right expertise for each particular client assignment and our bench strength ensures responsiveness and availability. Average consultant tenure is approximately 20 years. Considering the volatility in the insurance brokerage and underwriting community, we are often the most stable element of our clients' risk management and insurance programs.

We are committed to delivering services tailored to client need, rather than selling established services without regard to need. We believe in adopting the legitimate goals of our clients as our own and in providing our clients with the means to achieve those goals. As a firm, we are strongly committed to the risk management process. This process includes identification and evaluation of exposures to loss, the development of alternative risk management treatments, the choice of the best combination of techniques, implementation of those chosen and the continued monitoring of program performance.



Contact Us

If you would like to explore how we can assist your organization, please fill out the following form to help us connect you with the most appropriate consultant to discuss your needs and how we may be able to address them.


Sent successfully. Thank you!

New England (Main Office)

72 River Park St, Suite 201

Needham, MA 02494

Tel:  781-449-2866

Fax: 781-449-5340

West Coast

11230 Gold Express Drive, #310-220
Gold River, CA. 95670-4484

Tel:  916-842-5200

Middle Atlantic

1704 Westminster Way

Annapolis, MD 21401

Tel:  781-449-2866

Career Opportunities

We offer tremendous career opportunity for bright, self-driven professionals. You have the opportunity to collaborate with some of the top minds in the field and grow your own knowledge, practice, and client relationships. We are presently looking to fill the following positions: