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We are one of the nation's largest independent risk management and insurance consulting firms. We do not sell insurance.
Let us be your objective guide to navigating risk.


The Contract

Program Review

We evaluate exposures and examine risk and insurance programs to determine whether assets are adequately and cost-effectively protected.


Procurement Assistance

We help devise and direct renewal strategies, proactively manage the renewal process, evaluate proposals and negotiate on your behalf. We also objectively facilitate broker and TPA selection processes.

In Meeting

Program Management

We provide continuing strategic counsel and risk management support to make sure your program addresses your changing needs. This usually includes policy reviews and contractual transfer assistance.


As an objective adviser, we help determine and deploy the optimal approaches to protect against large construction project risks.

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With no bias toward commercial vs. alternative risk solutions, we help you choose and deploy the best approach for your particular needs.

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We guide your enterprise risk management (ERM) efforts along a pragmatic path, streamlining the process and helping you avoid roadblocks and stumbling points.

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Preconstruction Planning

We bring expert insurance knowledge and cut through the clutter to what is real and reasonable protection.

In Negotiation

Preconstruction Planning


We evaluate and improve claim handling practices and devise strategies to bring complex claims to prompt, equitable settlements.

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Preconstruction Planning


Our extensive day-to-day experience working with clients, their brokers and insurers on complex insurance programs makes us a valuable resource.



We have recognized that in order to balance the need to provide specific solutions to our clients with the fast paced changes they face we must be efficient in understanding our client's world. Through our practice groups, we can concentrate our resources by industry grouping to deal with a number of client issues, including understanding market and environmental forces, appreciating changes in common or new exposures, assessing the practicality of certain solutions, and educating clients in new approaches.



Albert Risk Management Consultants is a division of Risk International, the largest independent risk management consulting firm in the United States. Our sole source of income is fee-for-service risk management, loss management, and employee benefits consulting. We are completely independent from any insurance company, broker or agency and have no relationship with any other business to sell or service insurance contracts. Our independence uniquely positions us to evaluate existing service providers without disturbing relationships.

We have been providing independent risk and insurance advice for over 55 years. Founded in 1967 as J.H. Albert International Insurance Advisors, Inc., we adopted the d/b/a style Albert Risk Management Consultants in 2003. After acquiring the assets of Bickmore Risk Management Consulting in 2020 and significantly expanding our west coast presence and service capabilities, we became a wholly owned division of Ohio-based Risk International ( in 2023. Together with our colleagues at Risk International, we have nearly 130 consultants located across the country serving hundreds of clients across virtually every industry sector.

The depth and diversity of our experienced staff allows us to harness the right expertise for each client assignment and our bench strength ensures responsiveness and availability. The average tenure at Albert Risk Management Consultants is approximately 20 years. Considering the volatility in the insurance brokerage and underwriting community, we are often the most stable element of our clients' risk management and insurance programs.


We are committed to delivering services tailored to client need, rather than selling established services without regard to need. We believe in adopting the legitimate goals of our clients as our own and in providing our clients with the means to achieve those goals. As a firm, we are strongly committed to the risk management process. This process includes identification and evaluation of exposures to loss, the development of alternative risk management treatments, the choice of the best combination of techniques, implementation of those chosen and the continued monitoring of program performance.



If you would like to explore how we can assist your organization, please fill out the following form to help us connect you with the most appropriate consultant to discuss your needs and how we may be able to address them. If preferred, you may also call us at 781-449-2866 or email us at

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How can we help you?

Looking for a change?

We offer tremendous career opportunity for bright, self-driven professionals. With our firm, you have ability to collaborate with some of the top minds in the field and grow your own knowledge, practice, and client relationships.


View current Position Openings.

Additionally, if you have a healthy risk management consulting practice and would like to discuss joining up with our firm to expand the resources and expertise available to your clients, please contact us. We would be delighted to explore the possibilities with you.

West Coast

11230 Gold Express Drive, #310-220
Gold River, CA 95670-4484

East Coast (Main Office)

111 Speen Street

Second Floor, Suite 217

Framingham, MA 01701

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