top of page

Joe C. Underwood, CPCU, ARM-E

Joe Undewood

Joe C. Underwood


111 Speen Street

2nd Floor, Ste. 217
Framingham, MA 01701
Tel: 781-449-2866


  • Utilities

  • Manufacturing

  • Distribution

  • Technology

  • Enterprise Risk Managment

  • Risk Technology


Joe is a Principal of the firm and serves as practice leader for the utility, manufacturing, distribution, and technology industries. Joe’s specialties include risk assessment, program review and design, and procurement. His risk assessment activities range from insurable risks to full enterprise-wide assessments. His ERM clients benefit from a pragmatic approach that is tailored to their organization.


For insurable risks, Joe first explores whether his clients are fully utilizing other forms of risk management, including contractual transfer, loss prevention, business continuity planning, and claims management. He then coaches clients in determining which risks to retain, at what levels, and through what methods. When insurance is utilized, Joe assists clients from the early stages of selecting the right insurance partners to the final stages of negotiating detailed policy language.


Joe has over 27 years of experience in the industry, 24 of which have been with Albert Risk. He also has experience as founder of an enterprise risk management software company and as product manager of one of the world's first property and casualty insurance exchanges focused on transparency and efficiency in the commercial insurance buying process.



  • MBA, Finance, Babson College

  • BBA, Risk Management and Insurance, University of Georgia

  • Associate in Enterprise Risk Management (ARM-E)

  • Associate in Risk Management (ARM)

  • Chartered Property Casualty Underwriter (CPCU)



bottom of page