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Our technology clients have many types of exposures to fortuitous losses, not previously contemplated by standard insurance policies. 


Given the risks they need to overcome, it would be helpful if technology firms had an insurance market that was broad and competitive. Unfortunately, this is generally not the case. Our technical expertise and advocacy helps clients obtain appropriate protection in a limited insurance market.

We also are experienced with the unique contractual agreements associated with the technology industry. The relevant risk transfers are only as good as the insurance and finances of the other party. This can be a divergent and dynamic issue when it comes to the entities which technology firms partner. Such counterparties can be as secure as established educational institutions or as volatile as corporate start-ups. Clients leverage our experience and expertise to realistically guide them in negotiating appropriate insurance-related contractual clauses.

Technology operations are often strongly affected by global commerce issues. Risk control programs need to contemplate world-wide exposures. Our expertise with foreign risks makes us particularly suited to identify and solve the foreign insurance integration challenges created by the specialized liability requirements of technology firms.

Additionally, technology firms often have distinct “time element” risks, such as loss of research and clinical trial restoration, as well as other unique loss of business income and extra expense exposures. We work with our clients to creativity address these risks through a combination of insurance and risk management techniques.


Joe C. Underwood, CPCU, ARM-E

Technology Practice Leader

111 Speen Street

2nd Floor, Ste. 217

Framingham, MA 01701
Tel: 781-449-2866

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